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Notice of changes in temporary FDIC insurance coverage for transaction accounts
By federal law, as of 1.1.2013, funds in a noninterest-bearing transaction account (including an IOLTA/IOLA) will no longer receive unlimited deposit insurance coverage, but will be FDIC-insured to the legal maximum of $250,000 for each ownership category. For more information, visit fdic.gov/deposit/.
For assistance calculating the insurance coverage on a personal account held at FCCB, refer to FDIC’s Electronic Deposit Insurance Estimator (EDIE) at fdic.gov/edie
Still have questions?
Call FDIC toll free at 877.ASK.FDIC (877.275.3342) from 8:00 a.m. until 8:00 p.m. (eastern time), or visit fdic.gov/consumers. You can also contact Four Corners Community Bank during business hours or visit any locations.
Our lending professionals are registered on the Nationwide Mortgage Licensing System and Registry (NMLS), which promotes uniformity and transparency throughout the residential real estate industry. Each licensed professional is identified by their individual NMLS number below.
| Name | Title/Location | Phone number | NMLS# |
|---|---|---|---|
Name Clete Berens | Title/Location Chief Lending Officer - 500 West Main Street, Farmington, NM | Phone number 505.566.2112 | NMLS# 833699 |
Name Joshua Bollacker | Title/Location Commercial Loan Officer - 500 West Main Street, Farmington, NM | Phone number 505.566.2105 | NMLS# 957142 |
Name Shawn Candelaria | Title/Location Durango Market President - 2685 Main Avenue, Durango, CO | Phone number 970.828.1442 | NMLS# 941475 |
Name William Galloway | Title/Location Commercial Loan Officer - 500 West Main Street, Farmington, NM | Phone number 505.327.3222 | NMLS# 1116783 |
Name Brian Huffhines | Title/Location Commercial Loan Officer - 500 West Main Street, Farmington, NM | Phone number 505.566.2146 | NMLS# 194407 |
Name Janice Huffhines | Title/Location Commercial Loan Officer - 500 West Main Street, Farmington, NM | Phone number 505.566.2103 | NMLS# 202071 |
Name Roger LaHart | Title/Location Chief Credit Officer - 500 West Main Street, Farmington, NM | Phone number 505.566.2104 | NMLS# 522620 |
Name Amanda Mangold | Title/Location Credit Officer - 500 West Main Street, Farmington, NM | Phone number 505.566.2134 | NMLS# 1087202 |
Name Kathrine McClenny | Title/Location Commercial Loan Officer - 77 West Main Street, Cortez, CO | Phone number 970.564.8859 | NMLS# 609196 |
Name Steve Randels | Title/Location Cortez Market President - 77 West Main Street, Cortez, CO | Phone number 970.564.8867 | NMLS# 469182 |
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.
What this means to you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver’s license or other identifying documents.
At Four Corners Community Bank (FCCB), we understand that our customers have strong expectations that the information provided to the bank is protected at all times. The board of directors, management, employees, and other individuals will respect these expectations at all times.
Many of the ways in which you interact with our site allow us to learn more about you. We collect and store statistics and other information about the online activities of our visitors on an aggregated (collective) basis. For example, we can track the number of people who view each page to learn which features are the most popular. However, in these and almost all other instances, we do not obtain personally identifiable information about you.
As a general practice, we do not sell your personal identifiable information to third parties. For example, we do not sell your email address or your name and personal demographic information to mass marketers. We use your information on an aggregated basis to do such things as operate and enhance our site along with selling and delivering advertising. We also use this data, both aggregated and personally identifiable, to enhance your onsite experience by displaying content and messages that we believe will be of interest to you. In some cases, we use your personally identifiable information to provide information to you, such as to send site updates and events information to you.
Cookies are small pieces of information stored on your hard drive, not on our site. First, cookies allow you to store your password without having to constantly re-enter it. Second, cookies can also help us tailor our website or messages to better match your needs and interests. Third, cookies allow us to better understand how users use our site, which helps us focus our resources on features that are most popular with our users. You are always free to decline our cookies if your browser permits (but some parts of our site may not work properly if you do).
Although your privacy is very important to us, due to the existing legal, regulatory, and security environment, we cannot fully ensure that your private communications and other personal identifiable information will not be disclosed to third parties. The government or third parties under certain circumstances may intercept or access transmissions or private communications. In the unlikely event we need to investigate our entities, we can (and you authorize us to do so) disclose any information about you to private entities, law enforcement, or other government officials as we, in our sole discretion, believe necessary and appropriate.
We use industry-standard efforts to safeguard the confidentiality of your personal identifiable information, such as firewalls where appropriate.
FCCB may provide links and pointers to internet sites maintained by others (third party sites). FCCB periodically reviews the content of the third-party site linked to our site for propriety. FCCB does not have control over information privacy and security practices of the third-party sites that we provide links and is not responsible for the contents of or any products of service on third party sites.